Guidance

The UK Government has taken a significant step in completing the transition to Universal Credit (UC) with the introduction of SI 2025/1148, formally titled The Welfare Reform Act 2012 (Commencement No. 35) (Abolition of Benefits) Order 2025. This statutory instrument, made on 29 October 2025, sets out the timetable for abolishing remaining legacy benefits and

Effective Date: 2 December 2025Reference: DMG Memo 15/25 What’s Changed? The Department for Work and Pensions (DWP) has issued updated guidance following the implementation of the Border Security, Asylum and Immigration Act 2025 (BSAI Act). This simplifies decision-making for advisers handling claims from EU, EEA, and Swiss nationals. Key Points Benefits Affected Why This Matters

    There has been an increase in fraudulent / scam activity targeting individuals about benefit schemes. We would welcome support in raising public awareness about potential scams.               If people get a text about the “Winter Fuel Payment” or the “Winter Fuel Allowance”, it is a scam as payments are automatic, people do not

Changes to Disability and Carer Benefits From 6 November 2025, anyone moving to Scotland who currently receives benefits such as Personal Independence Payment (PIP), Carer’s Allowance (CA), or Disability Living Allowance for Children (DLAc) through the Department for Work and Pensions (DWP) or the Department for Communities in Northern Ireland will need to take action.

Three ‘Move to UC’ guides have been updated on gov.uk to include content about current benefit deductions ending when customers move to UC. The guides which have been updated are: The UC Guidance available in the House of Commons Library has also been updated as of 24 November 2025.

KEY CHANGE ACTION REQUIRED ADVISER GUIDANCE WHY IT MATTERS