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Winter Fuel Payment – opt out considerations 

Winter Fuel Payments are now recoverable by HMRC where a pensioner’s individual total income, from private/state pensions and other sources, exceeds £35,000. Pensioners on PAYE with income above £35,000 are currently having their winter 2025 payments recovered. Pensioners are able to avoid having their payments recovered by opting out of receiving the payment.  HMRC will

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scarf

Scarf Strategy: Creating a Fairer and Greener Scotland 2026–29.

Scarf has launched its new 2026–29 strategy, setting out an ambitious vision to tackle fuel poverty, improve energy efficiency, and support Scotland’s transition to a low-carbon future.  Building on 40 years of frontline experience, the strategy outlines how the charity will expand support for households, strengthen partnerships, influence policy, and invest in digital services to

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citizens advice scotland

CAS evidence on Adult Disability Payment — Quarter 4, 2025–26

Citizens Advice Scotland says demand for advice about Adult Disability Payment (ADP) remains high, especially where people are challenging decisions, dealing with reviews, or struggling with mobility assessments. Key points Main concerns raised 1. Review decisions are causing hardship CAS says some ADP review decisions are inaccurate or unpredictable. When awards are reduced or stopped,

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