Universal Credit: Advisers Warned About the “£4.35 Rule” and Savings Deductions Advisers are being urged to ensure Universal Credit claimants understand how savings and other factors can impact their benefit payments, particularly in light of the so-called “£4.35 rule.” What is the “£4.35 Rule”? · The Department for Work and Pensions (DWP) applies a “tariff income” […]
Universal Credit: the “£4.35 Rule” and Savings Deductions Read More »
Ofgem has proposed a new scheme to help alleviate the growing burden of energy debt, which has reached a record high of £4.4 billion. The initiative could see up to £500 million in energy debt written off for nearly 200,000 benefit claimants, starting early next year. Key Elements of the Proposal Eligibility Criteria: · Individuals on
Briefing Document: Energy Debt Relief Proposal Read More »
Understanding Pension Credit: What Homeowners and Savers Need to Know If you’re over the age of 66 and concerned about your income, you may be eligible for Pension Credit, even if you own your home and have savings. Pension Credit is a means-tested benefit that provides extra support to people with a low income. However,
Understanding Pension Credit Read More »
The Department for Work and Pensions (DWP) is under growing pressure after figures revealed a stark imbalance in Work Capability Assessments (WCAs). While more than 250,000 assessments for new claims were completed in the past five months, fewer than 10,000 existing claimants received reassessments during the same period. As of August 2025, around 110,000 existing
DWP Faces Mounting Backlog as Existing Claimants Wait for WCA Assessments Read More »
KEY CHANGE ACTION REQUIRED ADVISER GUIDANCE WHY IT MATTERS
REPORTING LIMITED CAPABILITY FOR WORK AND WORK–RELATED ACTIVITY BEFORE APRIL 2026 Read More »
Date Published: Thursday 23 October 2025 Government will not delay introduction of cuts to the Universal Credit health element from April 2026. This is a House of Commons committee special report, including a government response to an earlier committee report Get Britain Working: Pathways to Work: Government Response
Get Britain Working: Pathways to Work: Government Response Read More »
Published 27 October 2025 New funding to prevent homelessness and expand emergency grants. Efforts to tackle homelessness, reduce poverty and support women who have experienced domestic abuse are being bolstered by an additional £1.6 million this year. This includes: · A further £1 million investment in Discretionary Housing Payments (DHPs) for local authorities to help people
Boosting crisis support Read More »
Consultation This consultation paper sets out a range of options for how the council tax system in Scotland could be updated and improved. It is aimed at individuals, households, communities, and organisations across the country who have an interest in how local services are funded and how council tax affects them. Council tax has not
Publication – Consultation paper Future of council tax in Scotland: Read More »
September 30, 2025 AdviceUK, the UK’s largest network of independent advice services, has submitted its response to the Justice Committee Inquiry on Access to Justice. In its response, the organisation has called for independent advice to be recognised and funded as part of the UK’s essential justice infrastructure. AdviceUK-Submission-to-the-Justice-Select-Committee-Inquiry-on-Access-to-Justice.pdf
Access to justice is only possible with a strong, independent advice sector Read More »
The Money Advice Scotland Workforce Wellbeing Survey 2025 is now live. This confidential annual survey plays a vital role in understanding the experiences and wellbeing of those working across the free money advice sector. Please share and encourage maximum completion across your team Your input matters The survey results feed directly into our Workforce Wellbeing Index,
Money Advice Scotland Workforce Wellbeing Survey 2025 Read More »
